Vehicle Loans

Vehicle Loan Rates

  • 100% Financing Offered on purchases of New and Used Vehicles
  • Refinancing of vehicle loan at another financial institution also available

Auto Loans

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Term

New APR*

2019 & 2020 
Demos < 10,000 miles

Used APR*

2013 - 2019

Used APR*

2012 & Older

Classic APR*
Up to 48 months 2.50% 3.49% 5.25% 7.00%
Up to 60 months 2.75% 3.75% 7.00% 8.00%
Up to 72 months 3.25% 3.99% N/A N/A
Up to 84 months 3.49% N/A N/A N/A

Motorcycle Loans

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Term

New APR*

2019 & 2020 
Demos < 10,000 miles

Used APR*

2013 - 2019

Used APR*

2012 & Older

Up to 48 months 2.50% 3.49% 5.25%
Up to 60 months 2.75% 3.75% 7.50%
Up to 72 months 3.25% 3.99% N/A
Up to 84 months 3.49% N/A N/A

Recreational Vehicle Loans

RVs, ATVs, Boats, Jet Skis

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Term

New APR*

2019 & 2020 
Demos < 10,000 miles

Used APR*

2018 & Older

Up to 48 months 8.00% 8.00%
Up to 60 months 8.75% 8.75%
Up to 72 months 9.50% 9.50%
Up to 84 months 9.50% 9.50%

* APR = Annual Percentage Rate 
Your rates may vary from the above rate and will be determined by your credit history. 
Terms of Repayment Example - 48 monthly payments of $21.80 per $1,000 borrowed at 2.25%APR
Terms of Repayment Example - 60 monthly payments of $17.74 per $1,000 borrowed at 2.49%APR
Terms of Repayment Example - 72 monthly payments of $15.08 per $1,000 borrowed at 2.75APR 
Terms of Repayment Example - 84 monthly payments of $13.33 per $1,000 borrowed at 3.25%APR

Mechanical Repair Coverage*

The Credit Union offers Mechanical Repair Coverage (Vehicle Extended Warranty) through CUNA Mutual Group.

This coverage is offered on vehicles that are financed through the Credit Union at time of purchase and also on those that are financed elsewhere.

If you do not have an extended warranty on your current vehicle and are interested in purchasing this coverage, you can receive a no-obligation quote. Rates are very competitive and mileage coverage is added to your current vehicle mileage! You can purchase the coverage either in cash or you can apply for an unsecured personal loan. Current rates, terms, and underwriting guidelines will apply.

For more information, contact the Lending Department.

*The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the Credit Union nor an obligation of the Credit Union. The insurance may lose value.

 

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