• Rates are set by the Board of Directors and are subject to change.
• Please note: The rate may change after the account is opened.
• Rates accurate as of 12/01/2024

Savings Rates

Account Type	Minimum Balance to Earn APY*	Annual % Yield	Dividend Rate
Share Savings	$100	0.45%	0.45%
IRA (Individual Retirement Account)	$100	0.45%	0.45%
Club Accounts	$100	0.45%	0.45%

Money Market Share Rates

• Rates are set by the Board of Directors and are subject to change.
• Rates accurate as of 12/01/2024

Tier	Balance to Earn APY*	APY*	Dividend Rate
Tier 1	$100 to $2,499	0.45%	0.45%
Tier 2	$2,500 to $49,999	0.55%	0.55%
Tier 3	$50,000+	0.65%	0.65%

Term Share Certificate Rates

• Rates are set by the Board of Directors and are subject to change.
• Rates accurate as of 12/01/2024

Term Share Certificates and IRA Term Share Certificates**

Term	Minimum Balance to Earn APY*	APY*	Dividend Rate
6 Month	$1,000	0.80%	0.80%
12 Month	$1,000	0.90%	0.90%
18 Month	$1,000	1.00%	1.00%
12 Month - Save to Win	$25	0.60%	0.60%

**Early Withdrawal Penalty Applies
**Fees may reduce the earnings on the account
*Annual Percentage Yield