Mortgages | Healthcare Financial FCU (New Haven, CT)


Whether you're a first time home buyer or an old real estate pro, Healthcare Financial Federal Credit Union has the mortgage for you!

Learn about available products that best suit your needs and goals; track rates; apply and receive a decision, all online - all on your schedule!

To calculate a loan payment or for an amortization schedule, click the Calculators link below.


Fixed Rate Mortgages

With a fixed rate mortgage, the interest rate does not change during the life of the loan. Your principle and interest payment stays the same so it makes it easier to budget.

Follow the link below to learn about all the different fixed rate products we offer, calculate a monthly payment, and apply!

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Adjustable Rate Mortgage

With fixed-rate mortgage rates rising, an Adjustable Rate Mortgage (ARM) offers an excellent option if you plan to be in your home for a short time or plan to refinance before the initial rate adjusts. You can take advantage of the lower-interest rate now.

An ARM is a loan type where the interest rate adjusts during the term of the loan. Generally, these changes are determined by a margin and an index so that the interest rate changes, up or down, based on market conditions at the time of the change.

Even though most borrowers tend to shy away from ARMs, this could be a great option for you. Our ARM products have an initial fixed rate that stays fixed for up to ten years before the rate adjusts.

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Mortgage Refinancing

Thinking of paying off your existing mortgage for a new one? There are many reasons why homeowners refinance:

  • The opportunity to lower the interest rate, lower the monthly payment
  • The chance to shorten the term of the mortgage
  • The desire to convert from an adjustable rate to a fixed-rate (or vice versa)
  • The opportunity to tap into the home’s equity to finance a large purchase
  • The desire to consolidate debt

Whatever the reason, we have the product for you! Apply online now - there is no obligation.


In Partnership with Member Mortgage Company 800-316-9790

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