Member Loans

Unsecured Personal or Home Improvement Loans

Borrow on your signature for purchases, projects or needs that are important to you, such as a computer, home improvements, or bill paying.

  • $500 minimum amount on personal - $1,000 minimum on home improvement.
  • $15,000 maximum amount.
  • Maximum term of 60 months.
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*Terms of repayment example: 48 monthly payments of $24.89 per $1000 borrowed at 9.00% APR**
**APR= Annual Percentage Rate

For more information, contact the Lending Department.

Share Secured Loans

Borrow against your regular Share Savings on deposits at HCFFCU without touching your funds. Your Savings funds become available to you again as you pay down your loan.

  • No prepayment penalties.
  • Payment choices are a coupon book, or Payroll Deduction.

*Terms of Repayment Example: 48 monthly payments of $22.24 per $1,000 borrowed at 3.25% APR**
**APR= Annual Percentage Rate

For more information, contact the Lending Department.

Student Loans

The Smart Option Student Loan® by Sallie Mae™

For Healthcare Financial Federal Credit Union Members!

For borrowers attending degree-granting institutions, you can now pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features & Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Learn More or Apply Now

 

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